What Are HSA and FSA?
HSA and FSA are tax-advantaged accounts that can be used for eligible medical expenses.
HSA (Health Savings Account) and FSA (Flexible Spending Account) allow you to spend pre-tax dollars on qualified healthcare costs. In practice, this means you can save up to ~30% depending on your tax bracket when an expense qualifies.
Key Benefits of Using HSA/FSA
- Pay directly at checkout with Flex: Eligible products can be purchased by selecting "Flex | Pay with HSA/FSA" during checkout, making the process straightforward without needing a separate reimbursement step in many cases.
- Option to pay now and get reimbursed later: If you don’t have your HSA/FSA card available, you can still complete the purchase with a regular card and receive an itemized receipt to submit for reimbursement.
- Support for eligibility documentation (LMN): For products that require it, JOVS provides access to a quick telehealth consultation, and a Letter of Medical Necessity can often be issued within a short timeframe.
- Covers eligible medical-related use cases: Products that meet HSA/FSA requirements—especially those related to conditions like acne or inflammation—can qualify when proper documentation is provided.
- Use pre-tax funds to reduce out-of-pocket cost: Payments made through HSA/FSA accounts are typically tax-free, which can lower the effective cost compared to paying entirely out of pocket.
How to Use HSA/FSA to Buy an LED Mask
You can use HSA/FSA for an LED mask by verifying eligibility and, if needed, obtaining an LMN.
Follow this flow to reduce rejection risk:
Step 1. Click Buy Now
Copy the discount code, and click Buy Now.
Step 2 Paste the discount code you have copied.
Copy the discount code, and paste your discount code before paying
For PC users, you can Pastethe discount code in this area.
For mobile users, the Discount Code Area is below the Pay now buttom.
Step 3 Fill All Your Order Information
Step 4 Choose The Flex - Pay with HSA/FSA Option
Step 5 Complete A Health Information Questionnaire
You need to complete a health information questionnaire first, and only after that can you fill in your insurance account details.
Step 6 Enter Your Card Information
Enter your HSA/FSA card details on the secure Flex page and confirm your purchase.
All JOVS Beauty Devices You Can Pay By HSA/FSA
In addition to LED masks, many JOVS products — including laser masks, infrared light mats, EMS toning shorts, and DPL & IPL devices — may be eligible for HSA/FSA payment when they meet qualification requirements. This means you can use pre-tax funds at checkout, similar to other qualified healthcare purchases. In some cases, an LMN (Letter of Medical Necessity) may be required.
To get started, simply complete a short eligibility form during checkout. Once approved, you can pay directly with your HSA/FSA card and receive your LMN if needed.
Note: Only products marked with the [flex] icon are eligible for HSA/FSA payment.
JOVS 4D Red Laser Light Therapy Mask
• 6× More Powerful than LED
• Visible results: Wrinkle reduction, firmer skin, brighter tone
FAQs
Can I use HSA/FSA for skincare devices?
Yes, if the device is used to treat a qualifying medical condition and meets your plan’s requirements. Devices used for cosmetic purposes are typically not eligible, while treatments for concerns like acne or inflammation may qualify, often with an LMN.
Do I need a prescription?
No prescription is required. However, many HSA/FSA plans may require a Letter of Medical Necessity (LMN) from a licensed provider. Some plans approve purchases at checkout, while others may ask for documentation after purchase.
Final Takeaway
LED masks may be eligible for HSA/FSA when used for medical purposes, such as treating acne or inflammation, and supported by proper documentation when required. To improve your chances of approval, it’s recommended to verify your plan details and complete the eligibility process during checkout. If needed, you can obtain an LMN as part of the process.
